2025 Ira Contribution Limits 2025 Married. 2023 if you earn less than $153,000 or less than $228,000 if you’re married and file a joint tax return. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $7,000 or $8,000 if you were age 50 or older.

$6,500 (for 2023) and $7,000 (for 2025) if you’re under age 50; $7,500 (for 2023) and $8,000.